What to do if you’re involved in a car accident
Car accidents happen without warning and are often very stressful for everyone involved. Many questions can arise: Should I move my car? Should I call the police? How do I file a claim?
According to Insurance Information Institute (III), the following actions can help save lives, reduce injuries, and simplify the claim process in the event of an auto accident:
Safety first. If possible, move the vehicle(s) out of traffic and into a safe space. Shift to park, turn the vehicle off, and turn on your hazard lights. If you believe an auto accident is triggered by road rage or that you might be the intended victim of a carjacking, take extra cautions.
Assess possible injuries. Check to see if anyone involved in the crash needs medical attention. When in doubt, call an ambulance.
Assess damage to the car. Once you’re certain that everyone is okay, you can check on the damages to the vehicle. Use your phone to take photos of the damage, if possible.
Don’t leave the scene of the accident. If you’re involved in a collision with an unattended vehicle and you’re unable to find the owner, leave a note with your name and contact information.
Collect as much information as possible. Get the names and contact information of everyone involved in the accident, including witnesses. Ask for the drivers license information for other drivers involved. Make note of the make, model, and license plate of other vehicles involved. Record the location, date & time, and the weather conditions. You can use your phone to take photos or make a note of important information.
Alert the police or highway patrol. In most cases you’ll want to alert the proper authorities regarding the collision. They can assist if someone is injured, help to ensure the safety of those involved by managing traffic, and create a police report of the incident.
Get the claims process started. Notify Oak Grove Insurance or your insurance carrier about the accident as soon as possible. Most insurance carriers can have contact centers open 24/7 to help with filing claims. The longer you wait, the harder it will be to remember the details.