Whether you own or rent your home, Oak Grove Insurance can help ensure that you have the appropriate level of coverage. We know that a home is more than just a house. And home insurance is so much more than just house insurance. We conduct a comprehensive review with you to help ensure the appropriate level of coverage for you and your family.
These policies are appropriate for most owner-occupied single-family, duplex, and triplex homes. Aside from the structure of the home, a homeowners policy also provides coverage for other structures on your property, liability coverage, and coverage for your personal belongings.
Do you need walls-in or all-in coverage? What is the Master Policy deductible? What happens if the condo association issues a loss assessment to its unit owners? We can help you navigate the tricky language of condo association documents to help ensure the appropriate coverage.
Many renters falsely believe that their landlord’s insurance policy extends to them. Landlord policies typically only protect the landlord and their assets. Your belongings, such as furnishings, clothing, children’s toys, and kitchenware, are likely not protected under your landlord’s policy. Renters insurance policies also provide several other protections. One huge advantage of having an active renters policy is the discount you can receive on your car insurance.
In addition to your primary residence, we may be able to provide insurance policies for a second home, a seasonal property, and/or rental properties.