[Video] 4 Simple Ways To Save On Your Car Insurance

There are many ways to help lower your auto insurance costs. These four easy ways to save on car insurance are just the beginning. Be sure to speak with a licensed, independent insurance agent when looking to make changes to your policies.

1. Drive Safely

It may seem like a no brainer, but drivers with clean driving records typically pay less in auto insurance costs than those with speeding tickets, minor accidents, or major accidents on their driving record.

2. Multi-Policy Discount

Pairing your car insurance with another policy you might need, such as home insurance, condo insurance, renters insurance, or motorcycle insurance, can help you save on both policies. The savings on a car insurance policy can sometimes exceed the cost of a renters policy.

3. Adjust Your Deductibles

The higher your deducible, the less expensive the insurance policy. This is because you as the policyholder are taking on additional responsibility for the potential risk of loss. Always consult with an insurance professional as to whether or not this is the best option for you.

4. Claim Your Discounts

You might not be taking full advantage of all discounts available to you. You may be eligible for discounts for paid-in-full, electronic delivery of forms, and many more. Check with your independent insurance agent to ensure that you're receiving all discounts you may be eligible for.