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Family in their living room at home. Mom, dad, two children. They are laughing and having fun. Massachusetts home insurance.

 

Massachusetts Home Insurance

Your home represents so much more than four walls and a roof. It’s where your children grow up and memories are made. It’s where you entertain your friends on a Friday night. It’s also where you kick up our feet and relax after a long day. And for most of us, our home is the largest purchase we’ve ever made.

We need to ensure that our homes and our families are protected from the unexpected.

At Oak Grove Insurance, you have access to experienced insurance professionals. We’re ready to help you get the appropriate coverage for your needs at a competitive price.

Why Choose Oak Grove Insurance For Your Massachusetts Home Insurance?

We are your local, independent agent. We live and work in the same communities. We weather the same snowstorms, visit the same local ice cream shoppe, and follow the same sports teams. And everyday, we do everything we can to help our neighbors and friends. You are the reason we’re here.

We’re here to help when life gets complicated, your needs change, and having options is important.

You have choices with Oak Grove Insurance because we provide coverage from multiple insurance carriers. This allows us to find the best insurance for your needs, saving you time and money.

Understanding Your Home Insurance Coverages

We take great pride in helping you make informed choices about your home insurance coverage. We offer insurance consultations to help you identify your unique needs and inform you of your policy options.

We want to share our insurance expertise with you. Here are some basics about home insurance coverages:

  • Dwelling- Coverage for the residence premises and attached structures for damage caused by fire, smoke, lightning, and others. There is no coverage for flood, earthquake, and others

  • Other Structures- for structures that are not attached to the residence premises for damage caused by fire, smoke, lightning, and others. There is no coverage for flood, earthquake, and others

  • Personal Property- Coverage for your personal belongings for damage caused by fire, smoke, lightning, and others. There is no coverage for flood, earthquake, and others. There may be special limits on some categories of personal property, such as jewelry, artwork, and collections.

  • Loss of Use- Coverage for temporary lodging after a covered loss

  • Liability- Coverage for someone you accidentally injure or cause damage to their property

  • Medical Payments- Coverage for minor injuries to someone other than those living in the household